Disclaimer
Last updated: July 22, 2026
Allyonoguru is not affiliated with, endorsed by, or connected to SBI, YONO by SBI, or any bank.
18+ · Online money games are prohibited in India under the Online Gaming Act, 2025.
Allyonoguru is not affiliated with, endorsed by, or connected to SBI, YONO by SBI, or any bank.
This Disclaimer applies to all visitors and users of the AllYonoGuru website, including its app directory, game listings, promotional-code pages, guides, reviews, articles, images, links and other published materials. AllYonoGuru is an independent informational website that publishes general information about third-party gaming applications and related digital services.
By accessing or using this website, you acknowledge that you have read and understood this Disclaimer. If you do not agree with any part of it, please discontinue using the website.
Informational and Directory Purpose
AllYonoGuru provides informational, educational and editorial content about third-party gaming applications that may be available online. Our content may include:
- app descriptions
- publicly available platform information
- feature summaries
- installation and access information
- promotional-code details
- reward-related claims
- safety and verification guidance
- comparisons
- responsible-use information
- general gaming-related articles
The information published on AllYonoGuru is not an instruction or recommendation to download an application, register for an account, make a payment, deposit money, participate in paid gaming or use a particular platform. Users remain responsible for deciding whether a third-party application is suitable for them.
Independent Third-Party Website
AllYonoGuru does not own, develop, operate, manage or control any third-party gaming application listed or discussed on this website unless expressly stated otherwise. We are not a gaming operator, app developer, payment processor, wallet provider or customer-support provider for any third-party platform. AllYonoGuru does not control:
- app development or maintenance
- account registration
- identity verification
- game rules or outcomes
- deposits or purchases
- withdrawals or refunds
- bonuses or rewards
- account balances
- customer-support decisions
- privacy practices
- security systems
- account suspensions
- the continued availability of an application
Every third-party application remains under the ownership, operation and responsibility of its respective developer or operator.
No Affiliation With SBI or YONO SBI
AllYonoGuru is not affiliated with, sponsored by, endorsed by, authorised by or officially connected to the State Bank of India, SBI or the YONO SBI application. The terms “Yono” and “YONO” may appear on this website because they are used as part of the names of certain independent gaming applications available online. Nothing on AllYonoGuru should be interpreted as suggesting that SBI or YONO SBI:
- owns this website
- operates any listed gaming application
- approves or endorses this website
- sponsors the applications discussed here
- guarantees any listed platform
- is responsible for any content published on AllYonoGuru
SBI, YONO SBI and related names, logos and trademarks remain the property of their respective owners.
No Affiliation With Listed Applications
Unless a relationship is expressly disclosed, AllYonoGuru is not affiliated with, sponsored by, endorsed by or officially connected to any application, developer or gaming platform listed on this website. The inclusion of an app name, logo, screenshot, review, promotional code, reward claim or external link does not mean that AllYonoGuru:
- owns or operates the platform
- has entered into an official partnership with it
- has verified every statement made by its operator
- guarantees its security
- guarantees its legality
- certifies its software
- approves its business practices
- guarantees its payments
- recommends financial participation
Third-party names and materials are used for identification, reporting, commentary and informational purposes only.
Affiliate and Referral Disclosure
Some links, buttons, promotional codes or app references on AllYonoGuru may be affiliate or referral links. When a visitor follows one of these links or completes a qualifying action on a third-party platform, AllYonoGuru may receive a referral fee or commission. This will generally not create an additional cost for the visitor.
An affiliate relationship does not mean that AllYonoGuru owns, operates, controls or guarantees the relevant platform. Affiliate compensation does not remove the user’s responsibility to independently verify:
- the platform operator
- the official website
- the app's terms
- its privacy practices
- age and location restrictions
- the authenticity of any download
- payment conditions
- applicable law
Where reasonably practical, a shorter affiliate disclosure may also appear near the relevant referral link or button.
Third-Party Applications
Applications mentioned or linked on AllYonoGuru are independently developed, owned and operated by third parties. AllYonoGuru does not supervise or control:
- software development
- game mechanics
- scoring or random outcomes
- tournaments or contests
- advertisements
- in-app purchases
- payment processing
- withdrawal procedures
- promotional campaigns
- customer support
- data collection
- security systems
- complaint handling
- dispute resolution
Any interaction between a visitor and a third-party application takes place directly between the visitor and the relevant operator. AllYonoGuru is not responsible for the actions, omissions, representations, promises, policies or decisions of any third-party operator.
No App Classification Guarantee
AllYonoGuru may use general descriptions such as arcade game, casual game, social game, card game, rummy app, fantasy sports app or skill-based game to help readers understand how an application is commonly presented. These descriptions are editorial categories only. They do not constitute an official, regulatory or legal classification. AllYonoGuru does not guarantee that an application is:
- purely skill-based
- free from elements of chance
- an officially recognised e-sport
- a registered online social game
- a lawful gaming platform
- licensed
- government approved
- available legally in every part of India
The actual classification of an app depends on its features, payment model, operating method and any determination made by a competent authority.
User Responsibility and Due Diligence
Users are responsible for carrying out their own checks before visiting, downloading, installing, registering with or using a third-party application. Before using an app, users should verify:
- the operator's legal identity
- the official website or authorised app-store listing
- the developer or publisher name
- the authenticity of the domain
- the Terms and Conditions
- the Privacy Policy
- the permissions requested by the app
- minimum-age requirements
- geographic restrictions
- customer-support information
- payment and withdrawal terms
- promotional conditions
- regulatory status
- applicable Indian law
Users should not rely solely on advertisements, social-media posts, influencer content, referral messages, screenshots, testimonials or promotional banners.
Accuracy and Currency of Information
AllYonoGuru makes reasonable efforts to publish clear and useful information. However, third-party application information may change without notice. Changes may affect:
- app names
- ownership or operator details
- websites and domains
- download links
- APK versions
- platform features
- login procedures
- promotional codes
- reward amounts
- eligibility requirements
- payment methods
- withdrawal conditions
- Terms and Conditions
- Privacy Policies
- support information
- regional availability
We do not guarantee that every page will always remain complete, accurate, current, error-free or applicable to every user. Visitors should consider the publication or review date of a page and confirm important information directly through reliable official sources.
Editorial Verification Labels
AllYonoGuru may use labels such as:
- Verified
- Recently Checked
- Unverified
- Awaiting Verification
- Official Source Not Confirmed
- Expired
- Platform-Specific
- No Public Information Available
These labels reflect the status recorded during an editorial review at a particular time. A verification label does not guarantee that:
- the operator has been officially approved
- the information will remain current
- a platform will remain available
- a download will remain unchanged
- a promotional code will continue to work
- a reward will be credited
- an app is legally permitted
- every visitor will have the same experience
Users should independently verify current information before relying on a platform.
Promotional Codes, Bonuses and Rewards
AllYonoGuru may publish information about promotional codes, welcome offers, referral rewards, daily rewards, cashback, vouchers, spins, events or similar incentives advertised by third parties. These promotions may be subject to:
- expiry dates
- new-user restrictions
- account verification
- location requirements
- usage limits
- payment conditions
- minimum-activity requirements
- platform-specific rules
- withdrawal conditions
AllYonoGuru does not guarantee that:
- a promotional code will work
- an offer remains active
- a visitor will qualify
- a reward will be credited
- a bonus can be withdrawn
- an advertised amount will be paid
- an operator will honour outdated promotional information
Displayed bonus, voucher or reward amounts should not be treated as guaranteed cash, income, earnings or funds already belonging to the user. Unless expressly stated otherwise, AllYonoGuru does not create, issue, activate, redeem, sell, administer or process third-party promotional codes or rewards.
No Account or Payment Support
AllYonoGuru does not create, access, manage, recover or modify accounts held with third-party applications. We cannot assist with:
- account registration
- passwords or login credentials
- one-time passwords
- identity verification
- account balances
- deposits
- purchases
- withdrawals
- refunds
- rewards
- transaction histories
- account suspensions
- disputes with an operator
All account, payment and support matters must be addressed directly with the relevant application operator through its verified official channels. Users should never send passwords, one-time passwords, payment PINs, bank details, identity documents or other sensitive information to anyone claiming to provide third-party account support through AllYonoGuru.
Downloads and APK Files
Some applications discussed on AllYonoGuru may be distributed as APK files or through websites outside recognised app stores. Installing an APK from an unknown or unauthorised source may expose a device, account or personal information to risks such as malware, altered software, unauthorised permissions or data theft. Before downloading or installing an application, users should verify:
- whether the website is authentic
- whether the source is authorised by the developer
- the publisher or developer identity
- the app version
- the permissions requested
- available security information
- the Privacy Policy
- whether the installation file may have been modified
AllYonoGuru does not guarantee the authenticity, integrity, safety, functionality or security of files supplied by third-party websites. Unless expressly stated otherwise, AllYonoGuru does not develop, own, host, scan, inspect, certify or distribute third-party APK files. Users download and install third-party software at their own discretion and responsibility.
Financial Risk and Monetary Claims
Some third-party applications may contain in-app purchases, paid features, entry payments, rewards, prizes or withdrawal-related claims. Any payment or financial transaction made through a third-party platform is undertaken at the user’s own discretion and responsibility. AllYonoGuru does not guarantee:
- winnings
- successful deposits
- successful withdrawals
- refunds
- bonuses
- cashback
- referral commissions
- account balances
- prizes
- recovery of money paid
- any other financial outcome
Marketing claims should not be treated as proof that a user will earn money, recover a payment or receive a financial return. Users should not spend money required for food, accommodation, healthcare, education, bills, debt repayments or other essential needs.
Compliance With Indian Law
Users are responsible for ensuring that their access to or use of any third-party gaming application complies with all applicable laws and regulations in India and in their State or Union Territory.
The Promotion and Regulation of Online Gaming Act, 2025 and the Promotion and Regulation of Online Gaming Rules, 2026 establish a national framework governing online gaming. The framework recognises and provides for certain e-sports and online social games while prohibiting online money games and specified activities connected with their offering, operation, facilitation, promotion, advertising and funding. The legal treatment of a particular application depends on its actual features, operating model, payment structure and official regulatory status.
AllYonoGuru does not classify any third-party application as:
- an e-sport
- an online social game
- an online money game
- a registered online game
- a lawful platform
- a licensed service
- a government-approved application
unless that status is supported by reliable official information. Any description appearing on AllYonoGuru is an editorial description and not a formal legal determination. Nothing published on this website should be interpreted as promoting, facilitating or encouraging an online money game or any activity prohibited by Indian law. Users seeking advice about the legal status of a particular application should consult an appropriately qualified legal professional.
State and Regional Restrictions
The availability of an application or website in a particular location does not necessarily mean that all of its features are legally permitted there. Users are responsible for checking whether an application, game, promotion, purchase or paid feature is permitted in their State or Union Territory. AllYonoGuru does not guarantee that every application discussed on the website is available or legally accessible throughout India. Users should not attempt to bypass legal, geographic, age or platform restrictions through false information, VPN services, location masking or other circumvention methods.
Age Restrictions
AllYonoGuru is intended for individuals aged 18 years and above. Third-party applications may apply their own age requirements, and certain services may require a higher minimum age or additional eligibility conditions. Users must comply with the age and eligibility requirements stated by the relevant operator and applicable law. Parents and guardians should supervise minors’ internet and device use and take reasonable steps to prevent access to age-restricted gaming applications or content.
Responsible Gaming and Digital Well-Being
Gaming should be approached as entertainment and used within reasonable personal, financial and time limits. Users should avoid:
- spending money needed for essential expenses
- borrowing money to participate
- attempting to recover losses through continued activity
- repeatedly making payments after losses
- concealing gaming activity or spending
- allowing gaming to interfere with work or education
- allowing gaming to damage personal relationships
- continuing when gaming causes emotional or financial distress
If gaming stops being voluntary, enjoyable or controllable, the user should discontinue using the relevant application. Anyone experiencing gaming-related harm should consider seeking assistance from an appropriately qualified professional or support organisation.
App-Specific Notices
Rummy Applications
Information about rummy applications is provided for general informational purposes only. Rummy platforms may differ in their game rules, payment models, eligibility requirements, promotional systems, regional availability and regulatory status. Users should review the operator’s official documentation and applicable law before accessing a rummy service. AllYonoGuru does not guarantee that a particular rummy application is registered, approved or legally available in every location.
Teen Patti and Other Card Games
Teen Patti, poker and other card-game applications may be subject to legal, regional and eligibility restrictions. Users should independently review the operator, game model, payment structure, age requirements, promotional terms and regulatory status. A reference to a card-game application does not constitute endorsement or encouragement to participate.
Ludo Applications
Ludo applications may operate as free casual games or may contain advertisements, in-app purchases, contests, rewards or payment-related features. Users should review the official platform information before registering or making a payment. AllYonoGuru does not guarantee game outcomes, rewards, prizes, withdrawals or promotional benefits connected with a Ludo application.
Arcade, Slot-Style and Spin Applications
Arcade, slot-style and spin applications can vary significantly in their features and operating models. Some may provide free entertainment, while others may include virtual items, advertisements, paid features, promotional rewards or chance-based elements. Users should review the platform’s official rules, payment structure, age restrictions and legal status before using it. The appearance of such an app on AllYonoGuru does not mean that the app has been verified as lawful, skill-based or suitable for financial participation.
Bingo and Club Applications
Bingo, club and similar applications may contain social features, advertisements, purchases, rewards, contests or payment-related elements. Users should independently evaluate their terms, privacy practices, payment conditions and legal availability. AllYonoGuru does not guarantee eligibility, results, rewards, payments or withdrawals.
Fantasy Sports Applications
Fantasy sports platforms may be subject to specific legal, geographic and eligibility conditions. Users are responsible for determining whether a platform and its features are permitted in their location. AllYonoGuru does not guarantee contest entry, rankings, results, prizes, payments or withdrawals.
Casual and Social Games
Casual and social games may contain advertisements, virtual goods, optional purchases, account features, promotional codes or rewards. Users should review the app’s Terms and Conditions, Privacy Policy and requested permissions before using it. Their inclusion on AllYonoGuru is informational and does not constitute certification or endorsement.
Other Gaming Applications
Any other gaming application mentioned on AllYonoGuru remains under the ownership and responsibility of its respective developer or operator. Users should conduct their own checks before downloading, registering, submitting personal information or making a payment.
Privacy and Personal Information
AllYonoGuru does not control how third-party applications collect, process, store, use or share personal information. Before using an application, users should review its Privacy Policy and understand:
- what information is collected
- why it is collected
- which device permissions are requested
- whether information is shared with third parties
- where information may be stored
- how long it is retained
- how an account can be closed
- how deletion can be requested
- how privacy complaints are handled
Users should avoid applications that request excessive permissions, unnecessary sensitive information or payments without providing clear operator and privacy details. Information collected directly by AllYonoGuru is governed by our separate Privacy Policy.
External Links
AllYonoGuru may contain links to third-party websites, applications, app stores, download pages, social-media profiles, support channels or other external resources. We do not control the content, security, functionality, availability, accuracy, privacy practices or policies of external websites. The presence of an external link does not constitute endorsement, approval, verification or guarantee. Users access external resources at their own discretion and should review the relevant third party’s Terms and Conditions and Privacy Policy.
Intellectual Property
Third-party app names, game names, trademarks, logos, screenshots, icons and other identifying materials remain the property of their respective owners. Their use on AllYonoGuru is intended for identification, reporting, reference, review or informational commentary. Such use does not imply ownership, sponsorship, partnership, approval or official affiliation.
A rights holder who believes that protected material has been used improperly may contact AllYonoGuru at [email protected] and provide:
- identification of the protected material
- the page where it appears
- evidence of ownership or authority
- contact information
- a clear explanation of the concern
No Legal, Financial or Professional Advice
Nothing published on AllYonoGuru constitutes legal, financial, tax, investment, technical, security or other professional advice. Descriptions of applications, game categories, promotional offers, platform features, safety concerns or regulatory status are general informational observations. Users should consult an appropriately qualified professional when advice is required for their individual circumstances.
Limitation of Liability
To the fullest extent permitted by applicable law, AllYonoGuru and its owners, administrators, writers, editors and contributors will not be liable for any direct, indirect, incidental, consequential, special or punitive loss arising from:
- reliance on information published on the website
- inaccurate, incomplete or outdated information
- use or inability to use a third-party application
- an expired or invalid promotional code
- an unavailable or refused reward
- account registration, suspension, restriction or closure
- deposits, purchases, withdrawals, refunds or payment disputes
- loss of money, account access or virtual items
- misleading claims made by third parties
- installation of an APK or other software
- malware, viruses, device damage or security incidents
- loss, theft or misuse of personal information
- interruption, alteration or removal of an external service
- disputes between users and third-party operators
- decisions made after reading content on this website
Nothing in this Disclaimer is intended to remove, restrict or exclude any liability, remedy or consumer right that cannot lawfully be excluded under applicable Indian law.
No Warranty
AllYonoGuru and its content are provided on an “as available” and “as published” basis. We do not warrant that:
- the website will always be available
- every page will be accurate or error-free
- external links will remain active
- download files will remain unchanged
- promotional codes will remain valid
- rewards will remain available
- third-party applications will function as described
- external operators will honour their terms
- the website or external services will be free from harmful components
Users remain responsible for maintaining suitable device security, account protection, antivirus safeguards and data backups.
Corrections and Removal Requests
AllYonoGuru welcomes reasonable requests to correct inaccurate, incomplete or outdated information. Submitting a correction or removal request does not automatically require the website to alter or remove content. Requests may be evaluated according to available evidence, applicable law, intellectual-property rights and legitimate editorial considerations. Requests may be sent to [email protected].
Changes to This Disclaimer
AllYonoGuru may amend this Disclaimer to reflect changes in the website, editorial practices, third-party applications or applicable law. Any revised version becomes effective when it is published on this page. Users are encouraged to review the “Last Updated” date periodically.
Governing Law and Jurisdiction
This Disclaimer and the use of AllYonoGuru are governed by the laws of India. Subject to any mandatory consumer protections and applicable jurisdictional requirements, disputes relating to this website shall be subject to the exclusive jurisdiction of the competent courts in Bengaluru, Karnataka, India.
Contact Us
Questions, correction requests, legal notices or intellectual-property concerns relating to this Disclaimer may be sent to:
- Website: AllYonoGuru
- Website Address: https://allyonoguru.com/
- Email: [email protected]
By continuing to use AllYonoGuru, you acknowledge that it is an independent informational and affiliate directory. All third-party games, applications, promotional codes, rewards, downloads and services remain under the ownership and responsibility of their respective operators.